UTR

Definition : Unique Transaction Reference
Category : Business » Banking
Country/Region : India India
Popularity :

What does UTR mean?

Unique Transaction Reference (UTR) is a 22 character long code that is generated in Real Time Gross Settlement (RTGS) system for uniquely identifying any transaction. The format of UTR code is : BANKRCYYYYMMDDNNNNNNNN, where
BANK = Bank Code (eg: HDFC, ICICI, SBIN)
R = RTGS (Real Time Gross Settlement)
C = Channel code (eg: 9 for RTGS)
YYYY = Year code (eg: 2017)
MM = Month code (eg: 02 for February)
DD =Day (eg: 15 for 15th February)
NNNNNNNN = 8 digit unique transaction code

Channel code:
1 =Internet Banking, 2 =Cash Management, 3 =Treasury, 4 =ATM, 5 =Mobile, 6 =Other, 9 =RTGS

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We have found 6 more results for UTR
Worldwide UTR Untranslated Region
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Frequently Asked Questions (FAQ)

What is the full form of UTR in Banking (India)?

The full form of UTR is Unique Transaction Reference

What is the full form of UTR in Business?

Unique Transaction Reference

What is the full form of UTR in India?

Unique Transaction Reference